Terms
Last Updated: February 25, 2025
Please read these Terms and Conditions carefully before using our website or services.
Interpretation and Definitions
Interpretation
Words with the first letter capitalized have specific meanings defined in this section. These definitions apply whether the terms appear in singular or plural form.
Definitions
For the purpose of these Terms and Conditions:
Affiliate
Means any entity that controls, is controlled by, or is under common control with a party. Control means ownership of 50% or more of shares, equity interest, or other securities that allow voting rights for directors or management authority.
Country
Refers to: Wyoming, United States.
Company
(also referred to as “the Company”, “We”, “Us”, or “Our”) refers to Savvy Card Choices.
Device
Means any device capable of accessing the Service such as a computer, smartphone, or tablet.
Service
Refers to the website operated by Savvy Card Choices.
Terms and Conditions
(also referred to as “Terms”) mean this agreement governing the relationship between You and the Company regarding the use of the Service.
Third-Party Social Media Service
Refers to any third-party service or content including data, information, products, or services that may be displayed or made available through the Service.
Website
Refers to Savvy Card Choices, accessible through its official domain.
You
Means the individual accessing or using the Service, or a company or other legal entity on behalf of which such individual is accessing or using the Service.
Acknowledgment
These Terms and Conditions govern your use of the Service and represent the agreement between You and the Company.
By accessing or using the website, You agree to comply with these Terms. These Terms apply to all visitors, users, and others who access the Service.
If You disagree with any part of these Terms, You should not use the website.
By using our Service, You confirm that You are at least 18 years old. The Company does not allow individuals under the age of 18 to use the Service.
Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. Please review the Privacy Policy before using our website.
Links to Third-Party Websites
Our website may contain links to third-party websites or services that are not owned or controlled by Savvy Card Choices.
We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that the Company is not liable for any damage or loss caused by the use of such websites.
We strongly recommend reviewing the terms and privacy policies of any external websites you visit.
Termination
We reserve the right to terminate or suspend your access to the Service immediately, without prior notice or liability, if you violate these Terms and Conditions or engage in activities that may harm the website or other users.
Upon termination, your right to use the Service will immediately cease.
Limitation of Liability
To the fullest extent permitted by law, Savvy Card Choices and its partners or suppliers shall not be liable for any indirect, incidental, special, or consequential damages. This includes but is not limited to:
Loss of profits
Loss of data
Business interruption
Personal injury
Loss of privacy
If any liability is found, the total liability of the Company shall be limited to the amount you paid for services through the website or 100 USD if no purchase has been made.
Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.
“AS IS” and “AS AVAILABLE” Disclaimer
The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind.
Savvy Card Choices disclaims all warranties, whether express or implied, including:
Merchantability
Fitness for a particular purpose
Non-infringement
Reliability or availability of the Service
We do not guarantee that:
The Service will always be available
The website will be error-free
The content will always be accurate or up-to-date
The Service will be free from viruses or harmful components
Some jurisdictions may not allow the exclusion of certain warranties, so some limitations may not apply.
Governing Law
These Terms shall be governed by and interpreted according to the laws of Wyoming, United States, without regard to conflict of law provisions.
Your use of the Service may also be subject to additional local, state, national, or international laws.
Dispute Resolution
If you have any dispute or concern regarding the Service, you agree to first attempt to resolve the issue informally by contacting the Company.
For European Union Users
If you are located within the European Union, you will benefit from any mandatory provisions of the consumer protection laws of your country of residence.
United States Legal Compliance
You confirm that:
You are not located in a country that is subject to U.S. government embargo, and
You are not listed on any U.S. government list of restricted or prohibited parties.
Severability and Waiver
Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision will be modified to achieve its intended purpose as closely as possible, and the remaining provisions will remain in effect.
Waiver
Failure by the Company to enforce any right or provision under these Terms does not constitute a waiver of that right or provision.
Translation Interpretation
If these Terms and Conditions are translated into other languages, the original English version shall prevail in the event of a dispute.
Changes to These Terms
Savvy Card Choices reserves the right to update or modify these Terms at any time. If significant changes are made, we will attempt to provide at least 30 days’ notice before the new terms take effect.
By continuing to use the Service after changes become effective, you agree to the revised Terms.
If you do not agree with the updated Terms, please discontinue use of the website.